It’s too bad they didn’t have this FDCPA back in the thirties, when we were poor as a church mouse and living in West Virginia in the mountains.  I was just reminiscing with Millie Tatum about this the other afternoon.  She made me some of that delicious iced tea and brought out some honey biscuits.   Those coal miners weren’t letting us get any of the benefits of our pay.  My husband contracted black lung disease and died still working for them.  After he passed away, I couldn’t even afford to stay in that little house in Appletown anymore.  I had to go and move in with my Aunt Berla, and she was even poorer than we had been.  Sometimes we couldn’t even find enough money to pay for ice, gas, and water.  Then we would just starve or eat out of cans and boxes.  It was horrible!  Millie was telling me about her neighbor, who just got under this protection law because he was behind on his car insurance payments.  He kept getting letters that were threatening him, I guess with imprisonment and getting his license taken away from him if he didn’t pay, and they were sent from some corporation he’d never even heard of, speaking on behalf of the insurance place.  All we had back in those days were the unions, but they couldn’t save my husband or get us a better living situation.